Dear Diary, Happy New Year to all of you and I hope you had a good Kissmuss. Apologies for the lack of diary for a few weeks, but firstly the mothership bobbed off to see a big canary, and then to hog-her-mane in Scotland. Personally, I didn’t think she had the cheekbones to rock the … Read more
Marguerite Henry was in a movie? How did I miss this when I was a kid devouring her famous horse books? There she was on my laptop screen, a slim senior with a tousled pixie hairdo retrieving a stack of fan letters from her mailbox. Marguerite narrated, “When I was a little girl, I wanted … Read more
Dear diary, It’s day 237,549 of winter. My feet are now developing webs and my ability to breathe underwater is now at least on a par with a whale. The last sighting of the sun was around the time mother could fit into single figure clothes sizes. The last time we actually managed seven days … Read more
Understanding how insurance works can help you choose a policy. For instance, comprehensive coverage may or may not be the right type of auto insurance for you. Three components of any insurance type are the premium, policy limit, and deductible Much depends on the insurer’s perception of your risk for a claim. For example, suppose … Read more
Depending on the type of life insurance policy and how it is used, permanent or variable life insurance could be considered a financial asset because it can build cash value or be converted into cash. Simply put, most permanent life insurance policies have the ability to build cash value over time.11 The Bottom Line Insurance … Read more
Most states require you to carry minimum levels of auto insurance coverage, which may include: Bodily injury liability: When you’re deemed at fault for an accident, this type of coverage helps pay the medical costs of the driver and passengers of the other vehicle. However, bodily injury liability coverage doesn’t pay the medical expenses of you or … Read more
Personal injury protection (PIP), also known as “no-fault insurance,” is a component of an automobile insurance plan that covers the healthcare expenses associated with a car accident.1 PIP covers medical expenses for both injured policyholders and passengers, even if some don’t have health insurance.2 If the cost of necessary medical care exceeds the auto insurance policy’s PIP limits, health … Read more
states that people tend to mimic the financial behaviors of the majority, or herd, whether those actions are rational or irrational. In many cases, herd behavior is a set of decisions and actions that an individual would not necessarily make on his or her own, but which seem to have legitimacy because “everyone’s doing it.” … Read more
In Aristotle’s 4th-century philosophical work Politics, the early practice of options is outlined through an anecdote by the philosopher Thales. Believing a great future harvest of olives in the coming year, Thales pre-emptively acquired the rights to all olive presses in Chios and Miletus.15 Regarding options on an exchange, both forward and options contracts were integrated … Read more
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